Fund USA Corp — Commercial Division

Capital for
Commercial
Real Estate

From multifamily apartment buildings to mixed-use developments — we structure financing for sophisticated investors across California and Hawaii.

Typical Commission
$45K+
Per commercial transaction
Loan Range
$1M–$50M
Multifamily to large commercial
Lender Network
100+
Banks, debt funds & private capital

CRE Financing
for Every Strategy

We work with a nationwide network of banks, agency lenders, debt funds, and private capital to match your deal with the right financing structure.

🏢
Multifamily Loans
Acquisition and refinance financing for 5+ unit apartment buildings and complexes.
$1M – $50M+
5–20 Units20–100 UnitsComplexes
🔄
Bridge Loans
Short-term capital for value-add acquisitions, renovations, and property repositioning.
12–36 Month Terms
Value-AddDistressedRenovation
🏗️
Construction Loans
Ground-up construction financing for developers and owner-builders.
Project-Based Sizing
Ground-UpDevelopersDraw Schedule
📈
DSCR Investor Loans
Income-based loans for investors buying multifamily, rental portfolios, and STRs.
DSCR ≥ 1.20
Rental PortfolioSTRNo Tax Returns
🏛️
SBA 7(a) & 504
Owner-occupied commercial real estate with competitive government-backed terms.
Up to $5M (504)
Owner-OccupiedMedicalWarehouse
💼
Portfolio & Blanket Loans
Single loan structures across multiple investment properties for experienced investors.
Multiple Properties
Cross-CollateralPortfoliosScale

How Commercial
Financing Works

Unlike residential loans, commercial financing is driven by property income — not just your personal credit. Here's how we analyze and place your deal.

1
Deal Submission
Submit your deal package — purchase price, property type, and income details.
2
Underwriting
We analyze NOI, Cap Rate, DSCR, and LTV to structure the right loan.
3
Lender Match
We send your scenario to the best-fit lenders in our network.
4
Term Sheet
You receive competitive offers. We negotiate on your behalf.
5
Close
Deal funds. Typical timeline: 60–120 days for commercial transactions.

Quick CRE
Deal Calculator

Estimate your deal metrics instantly. Lenders use NOI, Cap Rate, and DSCR to determine loan eligibility.

"One commercial deal can equal 10+ residential closings."

Fund USA Corp — Commercial Division, Costa Mesa, CA

Multifamily Deal Analyzer

Submit Your
Commercial Deal

Tell us about your property and financing need. We'll analyze the deal and match it with the right lenders within 48 hours.

No upfront fees We earn our fee at closing — aligned with your success.
100+ lender network Banks, debt funds, agency lenders, bridge, and hard money.
Dual licensed advantage Mortgage broker + real estate agent — we understand both sides of the deal.
CA & HI coverage Licensed in California and Hawaii with national lender access.

Deal Submission Form

Trusted by investors across California & Hawaii since 2003.
$1M+
Minimum Loan Size
100+
Lender Partners
0.5–2%
Typical Broker Fee
© 2025 Fund USA Corp. All rights reserved. NMLS #1215609 | CA DRE #01961874 | HI MLO License HI-1215609 2183 Fairview Rd. Suite 217-D, Costa Mesa, CA 92627